/* Global Reset */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: 'Manrope', sans-serif;
    color: #ffffff;
    background: linear-gradient(135deg, #06131f 0%, #0a2034 50%, #06131f 100%);
    background-attachment: fixed;
    line-height: 1.6;
    overflow-x: hidden;
}

a {
    text-decoration: none;
    color: inherit;
}

/* Typography & Layout */
.container {
    max-width: 1200px;
    width: 100%;
    margin: 0 auto;
    padding: 0 20px;
}

/* Header & Nav */
header {
    position: fixed;
    width: 100%;
    top: 0;
    z-index: 100;
    background: rgba(6, 19, 31, 0.85);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid rgba(24, 227, 184, 0.2);
}

nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo-img {
    height: 60px;
    border-radius: 5px;
}

nav ul {
    list-style: none;
    display: flex;
    gap: 30px;
}

nav ul li a {
    font-size: 0.95rem;
    font-weight: 500;
    transition: color 0.3s ease;
}

nav ul li a:hover {
    color: #18e3b8;
}

.menu-toggle {
    display: none;
    font-size: 1.5rem;
    color: #18e3b8;
    cursor: pointer;
}

/* Buttons */
.btn {
    padding: 12px 28px;
    border-radius: 30px;
    font-weight: 600;
    font-size: 0.95rem;
    cursor: pointer;
    transition: all 0.3s ease;
    display: inline-block;
    border: none;
}

.btn-primary {
    background: #18e3b8;
    color: #06131f;
    box-shadow: 0 4px 15px rgba(24, 227, 184, 0.3);
}

.btn-primary:hover {
    background: #15cba3;
    box-shadow: 0 6px 20px rgba(24, 227, 184, 0.5);
    transform: translateY(-2px);
}

.btn-outline {
    background: transparent;
    color: #18e3b8;
    border: 2px solid #18e3b8;
}

.btn-outline:hover {
    background: rgba(24, 227, 184, 0.1);
}

/* Hero Section */
.hero {
    padding: 160px 0 100px;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: center;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.badge {
    display: inline-block;
    padding: 6px 16px;
    background: rgba(24, 227, 184, 0.15);
    color: #18e3b8;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 20px;
    border: 1px solid rgba(24, 227, 184, 0.3);
}

.hero h1 {
    font-size: 3.5rem;
    line-height: 1.1;
    margin-bottom: 24px;
    font-weight: 800;
}

.hero h1 span {
    color: #18e3b8;
    display: block;
}

.hero-text {
    font-size: 1.1rem;
    color: #b0c4de;
    margin-bottom: 40px;
    max-width: 500px;
}

.hero-buttons {
    display: flex;
    gap: 20px;
    margin-bottom: 50px;
}

.hero-stats {
    display: flex;
    gap: 40px;
}

.hero-stats h2 {
    font-size: 1.8rem;
    color: #18e3b8;
    font-weight: 700;
}

.hero-stats p {
    font-size: 0.9rem;
    color: #8c9baf;
}

/* Phone Mockup */
.phone {
    width: 400px;
    height: 650px;
    border-radius: 40px;
    padding: 12px;
    background: #020a12;
    border: 4px solid #1b354d;
    box-shadow: 0 0 40px rgba(24, 227, 184, 0.2), inset 0 0 15px rgba(24, 227, 184, 0.1);
    position: relative;
    margin: 0 auto;
    transition: transform 0.5s ease;
}

.phone:hover {
    transform: translateY(-10px);
    box-shadow: 0 15px 50px rgba(24, 227, 184, 0.3), inset 0 0 20px rgba(24, 227, 184, 0.15);
}

.screen {
    width: 100%;
    height: 100%;
    border-radius: 30px;
    background: linear-gradient(180deg, #0a1f33 0%, #06131f 100%);
    overflow: hidden;
    position: relative;
    padding: 30px 20px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.loan-card {
    background: rgba(255, 255, 255, 0.05);
    border: 1px solid rgba(24, 227, 184, 0.2);
    border-radius: 20px;
    padding: 25px;
    text-align: center;
    backdrop-filter: blur(10px);
    margin-bottom: 20px;
}

.loan-card h3 {
    font-size: 0.9rem;
    color: #b0c4de;
    margin-bottom: 10px;
    font-weight: 500;
}

.loan-card h1 {
    font-size: 2.5rem;
    color: #18e3b8;
    margin-bottom: 20px;
}

.loan-card button {
    background: #18e3b8;
    color: #06131f;
    border: none;
    padding: 12px 0;
    width: 100%;
    border-radius: 12px;
    font-weight: 700;
    font-size: 1rem;
    cursor: pointer;
}

.floating-card,
.floating-card2 {
    background: rgba(255, 255, 255, 0.08);
    padding: 15px 20px;
    border-radius: 15px;
    border-left: 4px solid #18e3b8;
    font-size: 0.9rem;
    font-weight: 600;
    backdrop-filter: blur(5px);
    animation: float 4s ease-in-out infinite;
}

.floating-card2 {
    margin-top: 15px;
    border-left: 4px solid #ff7b72;
    animation: float 4s ease-in-out infinite 2s;
}

@keyframes float {
    0% {
        transform: translateY(0px);
    }

    50% {
        transform: translateY(-10px);
    }

    100% {
        transform: translateY(0px);
    }
}

/* Financial Solutions */
.solutions {
    background: #06131f;
    padding-bottom: 100px;
    padding-top: 50px;
    scroll-margin-top: 120px
}

.section-title {
    text-align: center;
    max-width: 600px;
    margin: 0 auto 60px;
}

.section-title h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.section-title p {
    color: #b0c4de;
}

.commitment-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.commitment-card {
    background: rgba(10, 31, 51, 0.5);
    border: 1px solid rgba(24, 227, 184, 0.1);
    padding: 30px;
    border-radius: 20px;
    transition: all 0.3s ease;
}

.commitment-card:hover {
    transform: translateY(-5px);
    border-color: rgba(24, 227, 184, 0.4);
    box-shadow: 0 10px 30px rgba(24, 227, 184, 0.1);
}

.commitment-card .icon {
    font-size: 2rem;
    color: #18e3b8;
    margin-bottom: 20px;
    background: rgba(24, 227, 184, 0.1);
    width: 60px;
    height: 60px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 15px;
    transition: all 0.3s ease;
}

.commitment-card:hover .icon {
    background: #18e3b8;
    color: #06131f;
}

.commitment-card h3 {
    font-size: 1.2rem;
    margin-bottom: 10px;
    color: #18e3b8;
}

.commitment-card p {
    color: #8c9baf;
    font-size: 0.95rem;
}

/* How It Works & Trust Section */
.how-it-works {
    padding: 50px 0;
    scroll-margin-top: 120px;
    background: #06131f;
}

.section-title p.subtitle {
    color: #18e3b8;
    text-transform: uppercase;
    letter-spacing: 2px;
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 15px;
}

.steps-container {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 30px;
    position: relative;
    margin-top: 60px;
}

.step-card {
    text-align: center;
    position: relative;
}

.step-card:not(:last-child)::after {
    content: '';
    position: absolute;
    top: 40px;
    left: 50%;
    width: calc(100% + 30px);
    border-top: 1px dashed rgba(255, 255, 255, 0.2);
    z-index: 1;
}

.step-icon {
    width: 80px;
    height: 80px;
    margin: 0 auto 25px;
    border-radius: 50%;
    border: 1px solid rgba(24, 227, 184, 0.3);
    background: #0a1f33;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 2;
}

.step-icon i {
    font-size: 1.8rem;
    color: #fff;
}

.step-number {
    position: absolute;
    top: -10px;
    background: #18e3b8;
    color: #06131f;
    font-weight: 700;
    border-radius: 50%;
    width: 32px;
    height: 32px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.9rem;
}

.step-card h3 {
    color: #18e3b8;
    font-size: 1.1rem;
    margin-bottom: 10px;
}

.step-card p {
    color: #8c9baf;
    font-size: 0.9rem;
    line-height: 1.6;
}

/* Trust & Security */
.trust-security {
    margin-top: 120px;
}

.trust-border {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding-top: 80px;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
}

.trust-card {
    text-align: center;
    padding: 0 15px;
    border-right: 1px solid rgba(255, 255, 255, 0.1);
}

.trust-card:last-child {
    border-right: none;
}

.trust-card i {
    font-size: 2.2rem;
    color: #18e3b8;
    margin-bottom: 20px;
}

.trust-card h3 {
    font-size: 1.1rem;
    margin-bottom: 12px;
    color: #fff;
}

.trust-card p {
    color: #8c9baf;
    font-size: 0.9rem;
    line-height: 1.6;
}

/* Top Banner */
.top-banner {
    background: #18e3b8;
    color: #06131f;
    padding: 10px 0;
    width: 100%;
}

.banner-content {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
}

.banner-text {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.9rem;
}

.banner-text i {
    font-size: 1.1rem;
}

.btn-banner {
    background: #06131f;
    color: #18e3b8;
    border: none;
    padding: 6px 15px;
    border-radius: 20px;
    font-size: 0.85rem;
    font-weight: 700;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 8px;
    transition: all 0.3s;
}

.btn-banner:hover {
    background: #0a1f33;
    color: #fff;
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 1000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(0, 0, 0, 0.7);
    backdrop-filter: blur(5px);
}

.modal-content {
    background: #0a1f33;
    border: 1px solid #18e3b8;
    margin: 10% auto;
    padding: 40px;
    border-radius: 20px;
    width: 90%;
    max-width: 450px;
    position: relative;
    box-shadow: 0 15px 50px rgba(24, 227, 184, 0.2);
    text-align: center;
}

.close {
    position: absolute;
    right: 20px;
    top: 20px;
    width: 24px;
    height: 24px;
    cursor: pointer;
}

.close::before,
.close::after {
    content: '';
    position: absolute;
    top: 11px;
    left: 0;
    width: 100%;
    height: 2px;
    background: #18e3b8;
}

.close::before {
    transform: rotate(45deg);
}

.close::after {
    transform: rotate(-45deg);
}

.modal-content h2 {
    color: #18e3b8;
    margin-bottom: 15px;
}

.modal-content p {
    color: #b0c4de;
    margin-bottom: 25px;
    font-size: 0.9rem;
}

#waitlistForm input[type="text"],
#waitlistForm input[type="email"],
#waitlistForm input[type="tel"] {
    width: 100%;
    padding: 12px 15px;
    margin-bottom: 15px;
    border: 1px solid rgba(24, 227, 184, 0.3);
    background: rgba(6, 19, 31, 0.5);
    border-radius: 10px;
    color: #fff;
    font-family: inherit;
    outline: none;
    transition: border-color 0.3s;
}

#waitlistForm input:focus {
    border-color: #18e3b8;
}

.checkbox {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.85rem;
    color: #8c9baf;
    text-align: left;
    margin-bottom: 20px;
}

#waitlistForm button {
    width: 100%;
    padding: 14px;
    background: #18e3b8;
    color: #06131f;
    border: none;
    border-radius: 10px;
    font-weight: 700;
    font-size: 1rem;
    cursor: pointer;
    transition: background 0.3s;
}

#waitlistForm button:hover {
    background: #15cba3;
}

/* Footer */
.footer {
    padding: 60px 0 30px;
    background: #030a11;
    border-top: 1px solid rgba(24, 227, 184, 0.1);
}

.footer-container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-brand p {
    color: #8c9baf;
    margin-top: 15px;
    font-size: 0.9rem;
}

.footer-links h4 {
    color: #fff;
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.footer-links a {
    display: block;
    color: #8c9baf;
    margin-bottom: 10px;
    font-size: 0.9rem;
    transition: color 0.3s;
}

.footer-links a:hover {
    color: #18e3b8;
}

.social-icons {
    display: flex;
    gap: 15px;
}

.social-icons a {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 36px;
    height: 36px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
    color: #18e3b8;
}

.social-icons a:hover {
    background: #18e3b8;
    color: #06131f;
}

.footer-bottom {
    text-align: center;
    padding-top: 30px;
    border-top: 1px solid rgba(255, 255, 255, 0.05);
    color: #8c9baf;
    font-size: 0.85rem;
}

/* ================= FAQ & PARTNERS PAGE ================= */
.faq-page-wrapper {
    background: #071018;
    color: #fff;
}

.text-accent {
    color: #18e3b8;
}

.bg-dark {
    background: #09131d;
}

.uppercase-track {
    text-transform: uppercase;
    letter-spacing: 0.1em;
    margin-bottom: 15px;
    display: block;
}

.section-subtitle {
    font-size: 0.9rem;
    font-weight: 600;
}

.section-main-title {
    font-size: 1.8rem;
    font-weight: 700;
    margin-bottom: 20px;
    line-height: 1.2;
}

.section-desc {
    color: #8c9baf;
    font-size: 0.95rem;
    margin-bottom: 50px;
    line-height: 1.6;
}

.section-desc.max-w {
    max-width: 800px;
}

/* Partners Grid */
.partners-section {
    padding: 50px 0;
    scroll-margin-top: 120px;
}

.partners-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.partner-card {
    background: rgba(255, 255, 255, 0.02);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    padding: 30px;
    transition: all 0.3s ease;
}

.partner-card:hover {
    border-color: #18e3b8;
    box-shadow: 0 10px 30px rgba(24, 227, 184, 0.1);
    transform: translateY(-5px);
}

.partner-icon {
    font-size: 2rem;
    margin-bottom: 20px;
}

.partner-card h3 {
    font-size: 1.5rem;
    margin-bottom: 15px;
    font-weight: 600;
}

.partner-card p {
    color: #8c9baf;
    line-height: 1.6;
}

/* FAQ Accordion */
.faq-section {
    padding: 50px 0;
}

.faq-container {
    max-width: 900px;
    margin: 0 auto;
}

.faq-list {
    margin-top: 50px;
}

.faq-item {
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    margin-bottom: 15px;
    overflow: hidden;
    background: rgba(255, 255, 255, 0.02);
}

/* ================= CALENDAR SECTION ================= */
.calendar-section {
    position: relative;
    overflow: hidden;
    padding: 80px 0;
    background: #071018; 
    scroll-margin-top: 120px;
}

.calendar-glow-left {
    position: absolute;
    left: -100px;
    top: 50px;
    width: 300px;
    height: 300px;
    background: rgba(24, 227, 184, 0.05);
    border-radius: 50%;
    filter: blur(80px);
    z-index: 0;
}

.calendar-glow-right {
    position: absolute;
    right: -100px;
    bottom: -100px;
    width: 400px;
    height: 400px;
    background: rgba(59, 130, 246, 0.05);
    border-radius: 50%;
    filter: blur(100px);
    z-index: 0;
}

.calendar-container {
    position: relative;
    z-index: 1;
}

.calendar-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.calendar-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    border-radius: 20px;
    border: 1px solid rgba(24, 227, 184, 0.5);
    color: #18e3b8;
    font-size: 0.85rem;
    font-weight: 600;
    margin-bottom: 20px;
}

.calendar-title {
    font-size: 3.75rem; 
    font-weight: 700;
    line-height: 1.1;
    margin-bottom: 20px;
    color: #fff;
}

.text-gradient {
    background: linear-gradient(90deg, #18e3b8, #3b82f6);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.btn-gradient {
    background: linear-gradient(90deg, #18e3b8, #3b82f6);
    color: #000;
    border: none;
    font-weight: 600;
    transition: transform 0.3s;
}

.btn-gradient:hover {
    transform: scale(1.05);
}

.calendar-desc {
    color: #8c9baf;
    font-size: 1rem;
    line-height: 1.6;
    max-width: 500px;
    margin-bottom: 40px;
}

.calendar-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 40px;
}

.c-feature {
    display: flex;
    gap: 15px;
}

.c-feature-icon {
    width: 45px;
    height: 45px;
    border-radius: 12px;
    background: rgba(24, 227, 184, 0.1);
    color: #18e3b8;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    flex-shrink: 0;
}

.c-feature-text h4 {
    font-size: 1rem;
    font-weight: 600;
    color: #fff;
    margin-bottom: 4px;
}

.c-feature-text p {
    font-size: 0.85rem;
    color: #8c9baf;
}

.calendar-card {
    background: #0d1724;
    border: 1px solid rgba(255, 255, 255, 0.05);
    border-radius: 24px;
    padding: 30px;
    box-shadow: 0 20px 40px rgba(0,0,0,0.3);
}

.calendar-screen {
    justify-content: flex-start;
    padding: 20px 15px;
    overflow-y: auto;
}

.calendar-screen::-webkit-scrollbar {
    width: 4px;
}
.calendar-screen::-webkit-scrollbar-thumb {
    background: rgba(24, 227, 184, 0.3);
    border-radius: 4px;
}

.cc-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
}

.cc-header h2 {
    font-size: 1.4rem;
    font-weight: 600;
}

.cc-header i {
    color: #18e3b8;
    font-size: 1.2rem;
}

.cc-list {
    display: flex;
    flex-direction: column;
}

.cc-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: #132233;
    border-radius: 12px;
    padding: 15px 20px;
    margin-bottom: 15px;
}

.cc-item-left {
    display: flex;
    align-items: center;
    gap: 15px;
}

.cc-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
}
.dot-green { background: #22c55e; }
.dot-blue { background: #3b82f6; }
.dot-yellow { background: #eab308; }
.dot-pink { background: #ec4899; }

.cc-item-left h4 {
    font-size: 0.95rem;
    font-weight: 600;
    margin-bottom: 3px;
}

.cc-item-left p {
    font-size: 0.8rem;
    color: #8c9baf;
}

.cc-item-right {
    color: #18e3b8;
    font-size: 0.85rem;
    font-weight: 500;
}

.cc-reminders {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    margin-top: 25px;
}

.cc-reminder {
    border: 1px solid rgba(24, 227, 184, 0.3);
    background: #132233;
    border-radius: 8px;
    padding: 10px;
    text-align: center;
    color: #18e3b8;
    font-size: 0.8rem;
    font-weight: 500;
}

.cc-funds {
    background: linear-gradient(90deg, #18e3b8, #3b82f6);
    border-radius: 16px;
    padding: 20px;
    margin-top: 25px;
}

.cc-funds h3 {
    color: #000;
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 8px;
}

.cc-funds p {
    color: #111;
    font-size: 0.9rem;
    margin-bottom: 15px;
}

.btn-black {
    background: #000;
    color: #fff;
    border: none;
    padding: 10px 20px;
    border-radius: 8px;
    font-size: 0.9rem;
    font-weight: 600;
    cursor: pointer;
    transition: background 0.3s;
}

.btn-black:hover {
    background: #222;
}

.calendar-bottom {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 20px;
    margin-top: 60px;
}

.cb-item {
    background: #0d1724;
    border: 1px solid rgba(255, 255, 255, 0.05);
    border-radius: 16px;
    padding: 20px;
    text-align: center;
}

.cb-item i {
    color: #18e3b8;
    font-size: 1.5rem;
    margin-bottom: 15px;
}

.cb-item h4 {
    font-size: 0.95rem;
    font-weight: 600;
    margin-bottom: 5px;
}

.cb-item p {
    font-size: 0.8rem;
    color: #8c9baf;
}

.faq-question {
    width: 100%;
    text-align: left;
    padding: 20px 24px;
    background: none;
    border: none;
    color: #fff;
    font-size: 1rem;
    font-weight: 600;
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: inherit;
}

.faq-icon {
    transition: transform 0.3s ease;
    color: #8c9baf;
}

.faq-question.active .faq-icon {
    transform: rotate(180deg);
}

.faq-answer {
    display: none;
    padding: 0 24px 20px 24px;
    color: #8c9baf;
    line-height: 1.5;
    font-size: 0.95rem;
}

/* Contact Section */
.contact-section {
    padding: 50px 0;
    scroll-margin-top: 120px;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 24px;
    margin-top: 40px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 15px;
    font-size: 0.95rem;
}

.contact-form-container {
    background: #101b25;
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 16px;
    padding: 40px;
}

.contact-form .form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.contact-form input,
.contact-form textarea {
    width: 100%;
    background: transparent;
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 8px;
    padding: 16px;
    color: #fff;
    font-family: inherit;
    font-size: 1rem;
    outline: none;
    transition: border-color 0.3s;
}

.contact-form input:focus,
.contact-form textarea:focus {
    border-color: #18e3b8;
}

.btn-submit {
    margin-top: 25px;
    background: #18e3b8;
    color: #000;
    font-weight: 600;
    padding: 16px 40px;
    border-radius: 12px;
    border: none;
    cursor: pointer;
    font-family: inherit;
    font-size: 1.1rem;
    display: flex;
    align-items: center;
    gap: 12px;
    transition: background 0.3s;
}

.btn-submit:hover {
    background: #15c8a2;
}

/* Responsive */
@media (max-width: 992px) {
    .calendar-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .calendar-desc {
        margin: 0 auto 40px;
    }

    .calendar-features {
        text-align: left;
        max-width: 500px;
        margin-left: auto;
        margin-right: auto;
    }

    .calendar-bottom {
        grid-template-columns: repeat(2, 1fr);
    }

    .hero-grid {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero h1 {
        font-size: 2.8rem;
    }

    .hero-text {
        margin: 0 auto 40px;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-stats {
        justify-content: center;
    }

    .menu-toggle {
        display: block;
    }

    nav ul {
        display: none;
        flex-direction: column;
        position: absolute;
        top: 100%;
        left: 0;
        width: 100%;
        background: rgba(6, 19, 31, 0.95);
        backdrop-filter: blur(10px);
        padding: 20px 0;
        text-align: center;
        border-bottom: 1px solid rgba(24, 227, 184, 0.2);
    }

    nav ul.active {
        display: flex;
    }

    .hide-mobile {
        display: none;
    }

    .banner-content {
        flex-direction: row;
        justify-content: space-between;
        padding: 0 10px;
        gap: 10px;
    }

    .banner-text {
        font-size: 0.8rem;
        gap: 8px;
    }

    .btn-banner {
        font-size: 0.75rem;
        padding: 4px 10px;
        white-space: nowrap;
    }

    .steps-container {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .step-card:not(:last-child)::after {
        display: none;
    }

    .trust-grid {
        grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
        gap: 40px;
    }

    .trust-card {
        border-right: none;
        border-bottom: 1px solid rgba(255, 255, 255, 0.1);
        padding-bottom: 30px;
    }

    .trust-card:last-child {
        border-bottom: none;
        padding-bottom: 0;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .contact-form .form-row {
        grid-template-columns: 1fr;
    }

    .footer-container {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .container {
        padding: 0 15px;
    }

    .footer-container {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .calendar-section {
        padding: 50px 0;
    }

    .calendar-title {
        font-size: 2rem;
    }

    .calendar-desc {
        font-size: 0.9rem;
    }

    .calendar-features {
        grid-template-columns: 1fr;
        gap: 15px;
    }

    .calendar-bottom {
        grid-template-columns: 1fr;
        margin-top: 40px;
    }

    /* Fixed Phone Mockup for Mobile */
    .phone {
        width: 100%;
        max-width: 320px;
        height: auto;
        aspect-ratio: 400 / 650;
        margin: 0 auto;
        padding: 10px;
        border-width: 3px;
        border-radius: 35px;
        transform: none !important;
        left: auto;
    }

    .screen {
        padding: 15px 12px;
        border-radius: 25px;
    }

    /* Phone Internal - Hero */
    .loan-card {
        padding: 15px;
        margin-bottom: 15px;
    }
    .loan-card h1 {
        font-size: 2rem;
        margin-bottom: 10px;
    }
    .loan-card button {
        padding: 10px 0;
        font-size: 0.9rem;
    }
    .floating-card, .floating-card2 {
        padding: 10px 15px;
        font-size: 0.8rem;
    }

    /* Phone Internal - Calendar */
    .cc-header h2 {
        font-size: 1.1rem;
    }
    .cc-item {
        padding: 10px 12px;
        margin-bottom: 10px;
    }
    .cc-item-left h4 {
        font-size: 0.85rem;
    }
    .cc-item-left p, .cc-item-right {
        font-size: 0.75rem;
    }
    .cc-reminders {
        grid-template-columns: repeat(3, 1fr);
        gap: 5px;
        margin-top: 15px;
    }
    .cc-reminder {
        font-size: 0.6rem;
        padding: 8px 4px;
    }
    .cc-funds {
        padding: 12px;
        margin-top: 15px;
    }
    .cc-funds h3 {
        font-size: 1rem;
        margin-bottom: 5px;
    }
    .cc-funds p {
        font-size: 0.75rem;
        margin-bottom: 10px;
    }
    .btn-black {
        padding: 8px 15px;
        font-size: 0.8rem;
    }

    /* Shrink Other Sections */
    .section-title h2 {
        font-size: 1.8rem;
    }
    .solutions {
        padding: 40px 0 60px;
    }
    .commitment-card {
        padding: 20px;
    }
    .commitment-card .icon {
        width: 45px;
        height: 45px;
        font-size: 1.5rem;
        margin-bottom: 15px;
    }
    .commitment-card h3 {
        font-size: 1.1rem;
    }
    .commitment-card p {
        font-size: 0.85rem;
    }

    .how-it-works {
        padding: 40px 0;
    }
    .step-icon {
        width: 60px;
        height: 60px;
        margin-bottom: 15px;
    }
    .step-icon i {
        font-size: 1.4rem;
    }
    .step-card h3 {
        font-size: 1rem;
    }
    .step-card p {
        font-size: 0.85rem;
    }

    .trust-security {
        margin-top: 60px;
    }
    .trust-border {
        padding-top: 40px;
    }
    .trust-card i {
        font-size: 1.8rem;
        margin-bottom: 15px;
    }
    .trust-card h3 {
        font-size: 1rem;
    }
    .trust-card p {
        font-size: 0.85rem;
    }

    .partners-section {
        padding: 40px 0;
    }
    .partner-card {
        padding: 20px;
    }
    .partner-icon {
        font-size: 1.6rem;
        margin-bottom: 15px;
    }
    .partner-card h3 {
        font-size: 1.1rem;
    }
    .partner-card p {
        font-size: 0.85rem;
    }

    .footer {
        padding: 40px 0 20px;
    }
    .footer-brand p {
        font-size: 0.85rem;
    }
    .footer-links h4 {
        font-size: 1rem;
        margin-bottom: 15px;
    }
    .footer-links a {
        font-size: 0.85rem;
    }
}

@media (max-width: 480px) {
    .calendar-title {
        font-size: 1.7rem;
    }
    
    .calendar-badge {
        font-size: 0.75rem;
    }

    .phone {
        max-width: 280px;
    }

    .section-title h2 {
        font-size: 1.6rem;
    }

    .hero h1 {
        font-size: 2.2rem;
    }
}